By Millinda Cobban, Associate Director, SMSFcentral Last reviewed 12 August 2026. Figures current for the 2026-27 financial year. Choosing between a corporate trustee vs individual trustee is one of the first decisions a new SMSF makes, and one of the few that is expensive to reverse. Both structures are entirely valid under the Superannuation Industry […]
SMSF Trustee Responsibilities: 2026-27 Checklist
By Millinda Cobban, Associate Director, SMSFcentral Last reviewed 12 August 2026. Figures current for the 2026-27 financial year. SMSF trustee responsibilities are personal, and that is the part which catches people out. You can engage an administrator, an accountant, an auditor and an adviser, and the legal obligation still sits with you. Those obligations come […]
SMSF Contribution Caps 2026-27: $32,500 and $130,000
By Millinda Cobban, Associate Director, SMSFcentral Last reviewed 12 August 2026. Figures current for the 2026-27 financial year. Two years of standing still ended on 1 July 2026, when the SMSF contribution caps both moved. The concessional cap went from $30,000 to $32,500, the non-concessional cap from $120,000 to $130,000, and the bring-forward thresholds shifted […]
Transfer Balance Cap 2026-27: What $2.1 Million Means
By Millinda Cobban, Associate Director, SMSFcentral Last reviewed 12 August 2026. Figures current for the 2026-27 financial year. The transfer balance cap rose to $2.1 million on 1 July 2026, and the question we field most often is whether that hands every pension member another $100,000 of tax-free room. For a good number of members […]
What Advisers Should Look For in an SMSF Administration Partner
By Greg Dennis CPA, Director When an adviser refers SMSF clients to an administrator, the administrator’s work becomes part of the adviser’s service whether anyone intends it or not. Late financials delay advice. Wrong member balances produce wrong recommendations. A compliance breach that should have been caught lands on the adviser’s desk as a client […]
The Future of SMSF Administration Technology
By Millinda Cobban, Associate Director Most conversations about technology in the SMSF sector jump straight to artificial intelligence. That skips over the bigger story. The changes that matter most to trustees and advisers right now are less glamorous: bank and broker data feeds, administration that happens during the year instead of after it, electronic rollovers […]
EOFY SMSF Checklist for Trustees
EOFY SMSF Checklist for Trustees: What To Review Before 30 June As 30 June approaches, many self-managed super fund (SMSF) trustees begin thinking about contributions, pensions and year-end paperwork. But an effective EOFY SMSF checklist involves more than simply ticking boxes before the financial year closes. The end of financial year is one of the […]
Millinda Cobban Earns SSA Accreditation: What It Means for Your SMSF.
Why Your SMSF Manager’s Credentials Actually Matter. Choosing someone to support your self-managed super fund is one of the more significant financial decisions you’ll make. The rules are complex, the stakes are high, and getting things wrong can be costly in ways that take years to unwind. So when we talk about qualifications, we’re not […]
How Financial Advisers Can Get More from Their SMSF Administrator
The relationship between an adviser and their SMSF administrator often matters most when funds become more complex. An SMSF administrator for financial advisers can play an important role in supporting smoother administration, stronger communication and better client outcomes, particularly where property, pensions or related entities are involved. In many cases, the relationship between adviser and […]
Related Party Transactions in SMSFs
Related party transactions remain one of the most misunderstood areas of SMSF compliance. Many trustees are aware there are restrictions surrounding transactions involving family members, related entities or businesses connected to the fund. However, there is often confusion around where the line is drawn between what is permitted and what is prohibited. In reality, the […]